Disclosures All loans subject to our normal credit policies and require collateral. Not all products or services available in all states. MLO id's:
This is not a commitment to lend.
AZ - Principal Office: 1245 W. Elliot Road, Ste 103, Tempe AZ 85284-1113. Lic. #BK-0904980.
CA - Loans made pursuant to a California Department of Corporations Finance Lenders License. Married persons may apply for an account in their own name. See California Fair Lending Notice below.
GA - MorEquity, Inc. a Georgia Residential Mortgage Licensee, 600 NW 2nd Street, Evansville, IN 47708. Mortgage Lender Lic. #ML-7128.
IL - MorEquity, Inc., 600 NW 2nd Street, Evansville, IN 47708. "Illinois Residential Mortgage Licensee, Lic. #MB-0004331."
MN - This is not an offer to enter into a rate lock-in agreement under Minnesota law.
NH - "Licensed by the New Hampshire Banking Department." NLMS#2686.
NY - Licensed Mortgage Banker-NYS Banking Department. MorEquity, Inc., 600 NW 2nd Street, Evansville, IN 47708. Consumer reports may be requested in connection with the processing of any application and any resulting account. Upon your request, we will inform you of the names and addresses of any consumer reporting agencies that have provided us with such reports.
OH - "The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance of this law."
PA - MorEquity, Inc. is licensed pursuant to the Pennsylvania Secondary Mortgage Loan Act.
RI - "Rhode Island Licensed Lender."
VA - Licensed by the Virginia State Corporation Commission. Mortgage License # MLB-814.
WI - "For married Wisconsin residents, no provision of any marital property agreement, unilateral statement, or court order applying to marital property will adversely affect a creditor's interest unless, prior to the time credit is granted, the creditor is furnished a copy of the agreement, statement or court order, or had actual knowledge of the provision. In addition, you must send MorEquity, Inc. the name and address of your spouse within 15 days so that MorEquity, Inc. can provide your spouse with a disclosure as required under Wisconsin law."
California Fair Lending Notice
UNDER THE HOUSING FINANCIAL DISCRIMINATION ACT OF 1977 IT IS ILLEGAL TO DISCRIMINATE IN THE PROVISION OF OR IN THE AVAILABILITY OF FINANCIAL ASSISTANCE BECAUSE OF THE CONSIDERATION OF:
1. TRENDS, CHARACTERISTICS OR CONDITIONS IN THE NEIGHBORHOOD OR GEOGRAPHIC AREA SURROUNDING A HOUSING ACCOMMODATION, UNLESS THE FINANCIAL INSTITUTION CAN DEMONSTRATE IN THE PARTICULAR CASE THAT SUCH CONSIDERATION IS REQUIRED TO AVOID AN UNSAFE AND UNSOUND BUSINESS PRACTICE; OR 2. RACE, COLOR, RELIGION, SEX, MARITAL STATUS, NATIONAL ORIGIN OR ANCESTRY.
IT IS ILLEGAL TO CONSIDER THE RACIAL, ETHNIC, RELIGIOUS OR NATIONAL ORIGIN COMPOSITION OF A NEIGHBORHOOD OR GEOGRAPHIC AREA SURROUNDING A HOUSING ACCOMMODATION OR WHETHER OR NOT SUCH COMPOSITION IS UNDERGOING CHANGE, OR IS EXPECTED TO UNDERGO CHANGE, IN APPRAISING A HOUSING ACCOMMODATION OR IN DETERMINING WHETHER OR NOT, OR UNDER WHAT TERMS AND CONDITIONS TO PROVIDE FINANCIAL ASSISTANCE. THESE PROVISIONS GOVERN FINANCIAL ASSISTANCE FOR THE PURPOSE OF THE PURCHASE, CONSTRUCTION, REHABILITATION OR REFINANCING OF ONE-TO FOUR-UNIT FAMILY RESIDENCES OCCUPIED BY THE OWNER AND FOR THE PURPOSE OF THE HOME IMPROVEMENT OF ANY ONE-TO FOUR-UNIT FAMILY RESIDENCE. IF YOU HAVE QUESTIONS ABOUT YOUR RIGHTS OR IF YOU WISH TO FILE A COMPLAINT, CONTACT THE MANAGEMENT OF THIS FINANCIAL INSTITUTION OR:
DEPARTMENT OF CORPORATIONS
SUITE 600
3700 WILSHIRE
LOS ANGELES, CA 90010
DEPARTMENT OF CORPORATIONS
SUITE 810
1390 MARKET STREET
SAN FRANCISCO, CA 94102
Verifying Identities: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
MLO#: 202778
MLO#: 9140
MLO#: 202188